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About Us

REAL LENDER

First off, we are an actual lender. Yes, that is right!  We will review every loan request and if you qualify we will fund it ourselves.  Cash Fairy is wholly owned by Clearwater Lending, LLC.  Clearwater Lending, LLC d/b/a CashFairy.com is a Tribal enterprise and economic arm, wholly owned and operated by the Fort Belknap Indian Community ("Tribe"), a federally-recognized sovereign American Indian Tribe, and created by the Tribal Council for the benefit of the Tribe.  Cash Fairy offers short terms online payday loans nationwide.  Our goal is to serve every customer with respect and to appreciate their business.  With so many online lending options, we give you our promise that we will NEVER act like we are the only lender online!

ONLINE SAFETY

Identity theft and internet fraud are no small concerns in today's world.  At Cash Fairy,we guard your privacy with the latest security measures.  When you apply for a cash advance payday loan with Cash Fairy, you can be assured that your personal information is protected with physical, electronic and procedural safeguards.  We are always looking for ways to improve our technology to provide you with the most secure site possible.

LENDING NETWORK

While we would love nothing more than approve every loan request that comes through our website, the truth is we cannot.  However, if we cannot accommodate your request we will attempt to place you with another online lender if you opt in for this service.

COMMITMENT

Our mission is to give you the highest level of customer service.  We will never take your business for granted and will work every day to earn it.  Cash Fairy will try to grant your cash loan wish every time your make a request.  If you ever feel that you did not get our best service, then we want to hear from you.  Please email us at customersupport@cashfairy.com.






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Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. This is an expensive form of credit. Cash Fairy loans are designed to help you meet your short-term borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job and other unexpected bills. Alternative forms of credit may be less expensive and more suitable for your financial needs. Alternative sources you could consider include: a credit card cash advance; personal loans; home equity line of credit; existing savings; or borrowing from a friend or relative.

CashFairy.com and third-party lender funds are generally deposited via ACH for delivery next business banking day if approved by 4 pm Mountain Time Mon. - Thur. Loans approved on Friday will be funded on the following Monday or next business banking day if Monday is a holiday. Cash Fairy now has the ability to fund your bank account instantly through your debit card which is associated with your bank account.

Not all loan applications are approved. Due to verification requirements, not all applicants for online loans may be eligible for same day funding by CashFairy.com or third-party lenders.

Many of our customers applying for payday loans will be required to submit supporting documentation due to additional qualification criteria.

CashFairy.com or third-party lender does not perform traditional credit checks as part of its credit transaction approval process, but does verify applicant information via national databases including, but not limited to, DataX, Clarity or VeriTrac. If you have defaulted on past transactions, you may be declined for a cash advance from CashFairy.com.

Maximum funded amount for payday loans depends on loan qualification criteria setup by Clear Water Lending, LLC dba Cash Fairy. See Rates and Terms for details.

CashFairy.com is not a lender in all states (Cash Fairy does not offering online payday loans in Arkansas, Montana, West Virginia or US territories).

Clearwater Lending, LLC d/b/a/ CashFairy.com is a Tribal enterprise and economic arm, wholly owned and operated by the Ft. Belknap Indian Community ("Tribe"), a federally-recognized sovereign American Indian Tribe, and created by the Tribal Council for the benefit of the Tribe. Any Agreement entered into through this Application shall be governed by applicable Tribal and federal law.

If you have already contacted Customer Service in an attempt to resolve an issue or concern and still need additional assistance, please contact the Ft. Belknap Tribal Hotline at (888) 517- 3696 between the hours of 9 am and 5 pm MT. If this is your first call to customer service, please call 800.583.5617.

COLLECTION AND USE OF BANK ACCOUNT INFORMATION:
If we extend credit to a consumer, we will consider the bank account information provided by the consumer as eligible for us to process payments against. In addition, as part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.***

*** For underwriting and verification purposes only. We always obtain prior separate customer authorization when trying to obtain additional consumer bank account information as a potential payment option.